Disclosures
Privacy
Policy
RICH-SEAPAK Federal Credit Union,
your member owned financial institution, is committed to providing
you with competitive products and services to meet your financial
needs and help you reach your goals. We are equally committed to
protecting the privacy of our members. Under federal law, we are
required to give you this privacy notice. It describes our credit
union's privacy policy and practices concerning the personal
information we collect and disclose about our members. It also
includes information about the parties who receive personal and
sometimes nonpublic information from us as we conduct the business
of the credit union.
If after reading this notice you have questions, please contact us
at (912) 264-0097 or write to:
Evette Evans
RICH-SEAPAK Federal Credit Union
200 Glyndale Drive
Brunswick, GA 31520
Information We Collect About You
We collect nonpublic personal information about you from the
following sources:
- Information we receive from you on
applications and other forms
- Information about your
transactions with us
- Information we receive from a
consumer reporting agency
- Information obtained when
verifying the information you provide on an application or other
forms; this may be obtained from your current or past employers,
or from other institutions where you conduct financial
transactions.
We may disclose all of the
information we collect, as described above, as permitted by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal information about you to the
following types of third parties:
- Financial service providers, such
as insurance companies.
- Non-financial companies, such as
consumer reporting agencies, data processors, and government
agencies.
Disclosure of Information to Parties That Provide Services to Us
In order for us to conduct the business of the credit union, we may
disclose all of the information we collect, as described above, to
other financial institutions with whom we have joint marketing
agreements, to other companies that perform marketing services on
our behalf, or to nonaffiliated third parties for the purposes of
processing and servicing transactions that you request or authorize,
so that we may provide members competitive products and services.
We may also disclose nonpublic personal information about you under
circumstances as permitted or required by law. These disclosures
typically include information to process transactions on your
behalf, conduct the operations of our credit union, follow your
instructions as you authorize, or protect the security of our
financial records.
To protect our members' privacy, we only work with companies that
agree to maintain strong confidentiality protections and limit the
use of information we provide. We do not permit these companies to
sell the information we provide to other third parties.
Disclosure of Information About Former Members
If you terminate your membership with RICH-SEAPAK Federal Credit
Union, we will not share information we have collected about you,
except as may be permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, or
procedural safeguards that comply with federal regulations to guard
your nonpublic personal information.
What Members Can Do to Help
RICH-SEAPAK Federal Credit Union is committed to protecting the
privacy of its members. Members can help by following these simple
guidelines:
- Protect your account numbers,
plastic card numbers, PINs (personal identification numbers) or
passwords. Never keep your PIN with your card, which can provide
free access to your accounts if your card is lost or stolen.
- Use caution when disclosing your
account numbers, social security numbers, etc. to other persons.
If someone calls you explaining the call is on behalf of the
credit union and asks for your account number, you should beware.
Official credit union staff will have access to your information
and will not need to ask for it.
- Keep your information with us
current. If your address or phone number changes, please let us
know. It is important that we have current information on how to
reach you. If we detect potentially fraudulent or unauthorized
activity or use of an account, we will attempt to contact you
immediately.
- Let us know if you have questions.
Please do not hesitate to call us --- we are here to serve you
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