Share Accounts
Opening a share savings account establishes your membership in
RICH-SEAPAK Federal Credit Union. Your savings deposit will earn
competitive dividends.
Christmas Club
A Christmas club account is a great way to save throughout the year
for the holidays. Christmas club accounts are paid out in November.
Minor Accounts
Open an account today for a minor child to help build a savings and
teach them early how to save for the future.
Share Draft Accounts
Tired of paying outrageous fees for checking services? Open a
sharedraft account at RICH-SEAPAK Federal Credit Union and save. We
offer sharedraft accounts with:
- No service charge
- No minimum balance requirement
- No per check charges
- Overdraft Protection
- ATM/Debit card access
- Internet/Audio Banking
- Dividends on balances over $250.00
Share Certificate Accounts
Another great way to save, safely and consistently
- 6 and 12 month certificates
- Minimum opening deposit of
$1,000.00
- Dividends paid monthly
- Penalty for early withdrawal
ATM Card
Convenient 24-hour access to savings and sharedraft accounts at any
location.
Visa Check Card
The Visa Check Card looks like a credit card, but acts like a check.
The purchase amount comes right out of your checking account. Your
Visa Check Card can be used anywhere Visa is accepted, and at ATMs
for inquires, transfers, and withdrawals.
Visa Gift Card
Visa Gift Cards are a great alternative to giving cash for a special
occasion. They’re accepted everywhere that Visa debit cards are
accepted.
Credit Cards
RICH-SEAPAK FCU credit cards give you access to credit whenever and
wherever you need it. We offer competitive variable rates and
generous credit limits with balance transfer options. To apply by
phone, call 1-888-415-6154, or visit
www.myCUcard.com and apply
online.
Audio and Internet Banking
Whether you are at home at the office, or even on vacation, you can
access your account from the nearest computer or touch-tone
telephone. You can obtain account
balances, confirm deposits credited, transfer funds between
accounts, plus a whole lot more. Dial 1-888-4RSPFCU (1-888-477-7328)
for account information.
Bill Pay
Bill pay is a feature of Online Banking that allows you to pay your
bills online.
- Pay anyone, anytime, anywhere in
the United States
- Schedule single payments
- Set up recurring payments
- Update your payment instructions
anytime
- Track your payment history
Loans
We offer a variety of loans at the best rates that we can offer.
- Competitive rates
- Convenient payments through
payroll deduction
- Disability and Credit Life
insurance
Use our loan Calculator to see what
monthly payment you can afford.
Mortgage Loans
Through a partnership with Credit Union Financial Services (CUFS),
we can offer a variety of home loans. Shop the credit union first
for a very competitive rate. Apply today
www.cufs.org/prequalify.asp
Home Equity Lines of Credit
Utilizing the equity that is in your house is a great way to get
extra money for any reason.
- Make long overdue home
improvements
- Cover education expenses
- Consolidate your debt
- Potential tax benefit.
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