Current Rates

Rates Current as of 05/07/2008
 

Loan Rates

Rate Description

Term Payment Description APR
Personal Loans Up to 36 Months Monthly payments per $1000 borrowed 11.49% - 18.00% Fixed
Auto Loans Up to 72 Months Monthly payments per $1000 borrowed 5.74% - 15.14% Fixed
Recreational Vehicle Loans Up to 48 Months Monthly payments per $1000 borrowed 8.25% - 17.25% Fixed
*Approval subject to credit criteria. Annual Percentage Rates (APR) listed are the lowest possible rates that we offer and are subject to change without notice.

 

Certificates of Deposit

Rate Description

Term Dividend Rates APY
CD 6 Months 2.50% 2.53%
CD 12 Months 2.75% 2.79%
Jumbo CD 6 Months 2.75% 2.79%
Jumbo CD 12 Months 3.00% 3.04%
*The minimum deposit in all certificate accounts is $1000. Annual Percentage Yields (APY) listed are subject to change without notice.

 

Savings / Shares Rates

Rate Description

Term Dividend Rates APY
Share - 0.75% 0.76%
Holiday - 0.75% 0.76%
Sharedraft - 0.75% 0.76%
*Minimum $100.00 on deposit to earn stated Annual Percentage Yield (APY). Annual Percentage Yields (APY) listed are subject to change without notice.

For additional information regarding the above accounts, please refer to the Truth In Savings disclosure.

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Fees & Service Charges
 
Share Account Fees
Regular Share Account Excessive Withdrawal Fee: $5.00 per withdrawal after (2) withdrawals per month.
Holiday Share Early Withdrawal Fee: $5.00 per withdrawal account is closed after (2) withdrawals per year.
Certificate Of Deposits Early Withdrawal Fee: 3-Months Interest Penalty
Checking Account Fees
Monthly Service Charge Fee: $0.00 per month
Share Draft Account Set-Up Charge: $5.00 one time fee.
NSF Fee: $30.00 per item
Returned Item Fee: $30.00 per item
Stop Payment Fee: $30.00 per item
Deposited Returned Item Fee: $8.00 per item
Copy of a Check: $3.00 per copy
Check Printing Fee: (depends on style ordered)
Other Service Fees (applicable to all accounts)
Statement Copy Fee: $3.00 per copy
Account Activity Printouts: $2.00
Bill Payment Fee: $1.50 per bill
Notary Fee: $2.00
Inactive Account Fee: $5.00 per month after (1) year and account under $100.00
Loan Application Processing: $20.00 per loan request
Early Account Closure $15.00 within 90 Days

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